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Stability and Access for All

The Financial Regulatory Department (FRD) of Myanmar, under the Ministry of Planning and Finance, ensures a stable, transparent, and inclusive financial system. It regulates microfinance and small credit institutions to promote fair access, responsible lending, and economic empowerment across the country.

To provide accessible, reliable, and government-supervised small credit services to the public, supporting socio-economic development and poverty reduction across Myanmar.
We envision a financially inclusive society where all citizens can benefit from transparent and affordable microfinance services.

To operate and regulate government-backed pawn and microcredit services with a focus on public welfare.
Since 1948, we have adapted to changing economic and administrative landscapes—transforming from state pawnshops to a structured microfinance regulatory body under the Ministry of Planning and Finance.
We strive for professional supervision of microfinance institutions in line with national policies.

With a legacy spanning over seven decades, our department has evolved from a government-run pawnshop initiative into a key national institution regulating microfinance and small credit. Over time, we transitioned through various ministries and organizational structures—strengthening our role, expanding services, and aligning with national economic goals. Today, we stand as Myanmar’s central body for overseeing responsible lending, financial inclusion, and transparent microfinance supervision.

Financial Regulatory Department Myanmar (FRD)

Promoting Fair, Transparent, and Inclusive Finance

Fast Delivery

We work with public and private partners to expand access to financial services across Myanmar.

24/7 Expert Support

We inspect state banks, develop insurance services, and support community-level finance.

Fast Turnaround

We ensure microfinance and foreign institutions follow legal and financial standards.

Professional Team

We train operators on AML/CTF rules and improve reporting and transparency.

WHAT WE DO

Efficient Supervision for a Stronger Financial Sector

Nationwide Coverage

With over 600 staff and 20+ offices, our department operates across regions to ensure full oversight of financial institutions nationwide.

Microfinance & Insurance Control

We supervise microfinance institutions and insurance companies to ensure safe, legal, and transparent operations.

Public Finance Monitoring

We regulate state-owned banks and oversee the Aungba Lottery to protect the integrity of public financial services.

AML/CTF Compliance

We work with the Financial Intelligence Unit to implement international anti-money laundering and counter-terrorist financing standards.